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Car Accident Attorneys Despite the improvements in safety of vehicles automobile accidents are still an important cause of death and injuries. In these instances insurance is often the main source of compensation. If you are injured, and your insurance company is unwilling or unable to pay your medical bills, you might be able seek compensation from another party. These include the state of New York, the five boroughs, and even the seller or manufacturer of a product that is defective. Damages Car accidents can cause various damages, including property damage, injuries and lost wages. These damages are difficult to calculate, but a professional car accident lawyer will help you determine how the value of your claim is. Non-economic damages are more difficult to prove. Non-economic damage includes pain and suffering, disfigurement, and permanent scarring. Medical expenses are also commonly included in a car crash case. These expenses could include hospital visits, x rays or surgery, in addition to other treatments. They can also include ongoing physical therapy and rehabilitation which is essential for those who have suffered serious injuries. Property damage is usually in connection with car accidents as it can lead to costly repair costs or even a totaled car. It could also include items in the vehicle such as laptops and other work-related equipment and the property surrounding the site of the accident, such as fencing and trees. Weather conditions can contribute to car accidents, since slippery or muddy roads make it difficult to drive safely. Drivers who travel in adverse weather conditions must be held accountable for any accidents that they cause. The amount you will receive for injuries to your property or medical bills is contingent upon the severity your injuries, the likelihood of your recovery, and the extent to which they affect your quality of life. Your lawyer can estimate the damages to ensure you receive compensation for all your losses. Many car accident victims suffer from emotional and mental stress as a result of their injuries. These emotions can affect their relationships and performance at work. They can also lead to frustration and anger which can result in accidents. Injury to the neck or chest can be a serious issue. These injuries can prevent your from working and have a a long-term impact on your life. Injuries Car accidents can result in a variety of injuries. Some are serious and even fatal. These types of injuries include traumatic brain injuries, spinal cord injuries, burns, fractured bones and other injuries that could cause long-lasting pain and emotional distress. Musculoskeletal injuries or soft-tissue injuries are the most common types of injuries that occur in collisions with cars. This includes whiplash-related injuries, that are caused by sudden jolts during collisions. Whiplash can result from other types of accidents in the car, as well as rear-end collisions. In these situations the body is moved forward, while the head stays stationary. This causes neck strain. Other injuries that can be suffered in a car crash include chest injuries, leg and arm injuries and back injuries. Certain injuries, such herniated discs, can be delayed by the accident, but can still cause painful conditions and long-term disability, if they don't get the proper treatment. Knee injuries like sprains and fractures are also commonplace in car accidents. These injuries typically require surgery or other medical treatment to heal, however they might not be apparent immediately following a collision. The extent of the injuries varies on the amount of force, weight and speed that was involved in the crash. Bone fractures can range from moderate to extremely serious, and these injuries usually result in permanent scarring. Internal bleeding and abdominal bruising are also serious concerns in the event of a car crash. If you notice bruises after an accident, it is recommended to immediately visit the hospital. Chest injuries can vary from bruises to fractured ribs. A sternum fracture is a serious injury that may be difficult to differentiate from other chest trauma or internal bleeding. Other less-visible injuries can also result from a car crash that include lacerations and burns. These types of injuries are extremely common and may result in permanent scarring when burns or cuts are severe. Insurance If you have been injured in an auto accident, it is important to know your legal rights and what options you have. An experienced personal injury attorney will help you obtain the compensation you require to cover medical expenses and lost wages as well as property damage. Depending on the state that you reside in, there are a variety of types of insurance coverages available for accidents involving cars. In New York for example, drivers must have both liability insurance and no fault coverage, which covers medical treatment and lost wages, irrespective of who was at fault. Liability: This will protect you in the event that another person submits a claim to your insurance company claiming injury or death caused by your vehicle. It also shields your car from vandalism or theft. You can select from a variety of liability limits including the minimum requirement by the law in your state. No-fault: Probably the most well-known type of car insurance available in New York, no-fault coverage will pay up to $50,000 for injuries sustained by the driver and passengers in each insured vehicle regardless of who was at fault. Personal injury protection (PIP) is an optional protection that will pay for medical expenses and lost income in the event of hospitalization or absence from work because of injuries. These coverages pay for damage caused by theft, fire, vandalism and floods and also for falling objects. These insurances aren't required, but are typically worth the investment, as they can provide financial protection from the cost of car repairs after an accident. Deductibles: The majority of auto insurance policies have a deductible, which is the amount of money you'll need to pay out of pocket before your insurer starts paying on a claim. You'll need to pay a deductible in order to wish to have your insurance provider pay for your claim. This is the case whether you have personal injury protection insurance, uninsured driver insurance, or comprehensive coverage. Injuries caused by a car accident can have a long-lasting impact on your life, causing you with significant medical bills and affecting your ability do the things you need to do. If you've sustained a serious injury or your family members have been affected by a fatal accident it's crucial to have an experienced lawyer on your side to help you receive the money you deserve for your losses. Statute of limitations The statute of limitation is a law that defines the period within which you can make a claim following an accident. The deadline can have a dramatic impact on your legal options and it is crucial to understand how it works to ensure that you don't lose the possibility of bringing an action. In the majority of cases, the period to file a lawsuit is three years following the date of the incident. It is imperative to file your case within this time or you will lose the right to sue the person responsible for your injury. It's entirely possible for a car accident to happen at any time. You must take action immediately after an accident to secure the compensation you need. It is also essential to get a lawyer in your corner as soon as possible to help you determine if you have a valid claim, and to help you construct your case. According to New York Civil Practice Laws & Rules Section 214 anyone injured in a car crash (driver or pedestrian, motorcycle rider or cyclist) has three years from the date of the incident to make an injury claim. If the victim is younger than 18 years old, they have to wait until the time of their 18th birthday to start a personal injury lawsuit. There are a few situations however, where the statute of limitations may be “tolled” or extended to allow longer time for claims to be filed. If a victim was an indefinite coma, or physically or mentally incapacitated, at the time of an accident, they could be granted additional time to make claims. If you're considering filing a car accident claim then you should speak with an experienced car accident attorney immediately following the crash to discuss your case. car accident injury attorney near me can assist you in determining whether you have a valid injury claim and if the time limit for filing a claim has expired in order to begin pursuing your claim before it is too late. It isn't easy to understand the statute of limitations, but understanding how it works is essential in knowing what time to start with the preparation of your case. Our Arkansas car accident attorneys can provide you with the details you require to pursue your claim and get the compensation you are entitled to.